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| At a glance | Microsoft CopilotView full profile → | ChatGPTView full profile → |
|---|---|---|
| What it does | Microsoft Copilot is Microsoft's AI assistant, available as a free Copilot app and inside Word, Excel, PowerPoint and Outlook with a Microsoft 365 subscription. | ChatGPT is a conversational AI service for working with text, uploaded material, images, and research tasks. |
| When to consider it | Consider it when your documents, email and spreadsheets already live in Microsoft 365 and you want the assistant inside those apps. | Consider it when you want several kinds of assistance in one conversational workspace. |
| What to check first | Copilot in the Microsoft 365 apps requires a Personal, Family or Premium subscription, AI features are limited to the subscription owner, and usage limits apply on every plan. | Check the specific feature and allowance in the intended plan. Generated answers and research claims still require verification. |
| Tasks | AI chatbots, writing generators, research | AI chatbots, writing generators, research |
| Pricing | freemium | freemium |
| Pricing details | Microsoft 365 Personal is $9.99 a month and Premium $19.99 a month, each with a one-month trial and up to 17% saved yearly; Pro is $99.99 a month, monthly billing only. Paid plans raise usage limits above free. | A Free plan and paid individual and business plans are documented. Uploads, images, research, and other capabilities have plan-specific allowances. |
| Reported features | Copilot chat and image creation Copilot in Word, Excel, PowerPoint and Outlook Researcher and Analyst on Premium and Pro Visual assistance from your screen or camera | Conversational text assistance File-based work Image creation Research features |
| API access | Not documented | Not documented |
| Provider documentation | Checked 2026-11-08 | Checked 2026-10-26 |
| Documentation source | View source ↗ | View source ↗ |
| Independent evaluation | Not yet tested by Roopedia | Not yet tested by Roopedia |